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Confused about the loan process?

Relax! We have a huge selection of loans built to suit the specific needs of our customers. Our home loan experts are ready to help you find the loan that's right for you! Contact us now to get a FREE, no-obligation loan consultation or give us a call at (423) 833-4858!

Buying a home doesn't need to be confusing and overwhelming. Follow these nine easy steps when purchasing a home and you'll see that getting into your new home is easier than you ever thought!


  1. Get pre-approved
  2. Know your rights
  3. Shop for a loan
  4. Select a program
  5. Shop for a home
  6. Make an offer
  7. Get a home inspection
  8. Get homeowner's insurance
  9. Sign Papers


Mortgage Programs and Rates

When you decide to apply for a Tennessee home loan or a Virginia home loan through TN-Loan.com, you're dealing with experienced full-time mortgage lending professionals who know TN real estate and VA real estate. We offer a huge assortment of mortgage programs built around Tennessee and Virginia home buyers and homeowners.

Whether you're a first-time home buyer using our great FHA mortgage program or refinancing a home you already own using traditional Tennessee mortgage financing, nothing helps more than having an experienced Tennessee mortgage lender working hard to make your dreams a reality.

Give us a call today at (423) 833-4858 or use our convenient quick application to see what we can accomplish together!

Many people go directly to their local bank when it's time to get a Tennessee mortgage or a Virginia mortgage. They don't think too much about it: a mortgage is a mortgage, right? In fact, the fees charged, skill, and relevant experience of Tennessee loan officers differs dramatically.

Heading right for the local bank or credit union could also be a costly mistake! Why? The fact is, it may limit you to only the loans offered by them. As a Tennessee mortgage lender, TN-Loan.com can readily act and match you with the best Tennessee mortgage financing programs from a multitude of lenders. We are an independent mortgage lender and beyond our own offerings, we can access many Virginia and Tennessee lenders to guarantee the best rates and terms for your mortgage financing in Johnson City, TN or any other Tennessee or Virginia city. Further, unlike the local bank or credit union, we don't close up shop at 4:30. We have the dedication to personal client service that many big banks proclaim but fail to deliver.

We are a Tennessee mortgage business with a serious commitment to customer service!